Bad Debt Talks » University http://www.baddebtcollector.net LET'S TALK ABOUT BAD DEBT! Tue, 26 Jan 2010 00:34:17 +0000 http://wordpress.org/?v=2.8.6 en hourly 1 How I Avoided Debt At University http://www.baddebtcollector.net/2009/10/07/how-i-avoided-debt-at-university/ http://www.baddebtcollector.net/2009/10/07/how-i-avoided-debt-at-university/#comments Wed, 07 Oct 2009 11:28:57 +0000 admin http://www.baddebtcollector.net/?p=243 When I first started university, I wasn’t too concerned about my finances – in fact, I didn’t really know much about them! Providing I kept my balance above £0, I was happy and didn’t worry about a thing.

However, when my parents told me about student debt I started paying attention. They told me the average amount of debt a student now leaves university with is over £20,000.

This took me by surprise and made me think carefully about how I would spend my money at university. I didn’t want to leave with a mountain of debt, I just wanted to enjoy myself, get my degree and then leave – preferably with as little debt as possible.

And that is what I did. I have recently left university with just a few thousand pounds of debt.

So how did I do it? Well, it’s all about planning. If you plan out what you are going to spend each week, then you might be able to remain in control of your financial situation. You can plan out exactly how much money you need to spend on your food, studies, travel and social life.

I did this every week. I spent half an hour every Sunday writing down exactly what I needed for the next week, and planned what I would spend my money on:

• £20 would go towards food/drink
• £10 would go towards travel costs
• £20 would go towards socialising.

This would come to £50 week in, week out. By doing this, I could work out how much money I would spend in a month (£200), and then how much I would spend in a term (around £600) – so I knew exactly how much money I would need throughout my degree and could avoid getting into debt unnecessarily!

If you are a student or a graduate looking at your finances / debt, you may find these websites useful:

http://www.push.co.uk/
http://www.interstudent.co.uk/student-money/stop-student-debt.html
http://www.thinkmoney.com/debt/
http://www.moneysavingexpert.com/loans/student-loans-repay

]]> http://www.baddebtcollector.net/2009/10/07/how-i-avoided-debt-at-university/feed/ 6 Figure Behind The Success of Nouveau Richie http://www.baddebtcollector.net/2009/01/05/figure-behind-the-sccess-of-nouveau-richie/ http://www.baddebtcollector.net/2009/01/05/figure-behind-the-sccess-of-nouveau-richie/#comments Mon, 05 Jan 2009 18:20:45 +0000 admin http://www.baddebtcollector.net/?p=83 I am sure you already knew the Nouveau Riche University, a special qualified school to learn about real estate investment and college that offering practical knowledge to jump-start his career and offer students associate and bachelor’s degrees in business. But do you know the visionary who spark behind this idea? Visionary behind this project is Jim Piccolo, a chancellor of Nouveau Richie University. Jim Piccolo has served as President and CEO of The Nouveau Riche Corp. since October 2000. Jim Piccolo is known to have more than twenty years of broad business experience, from the President and Chief Executive Officer of the established private manufacturing company that has international basis, with the four marketing companies, wholly owned subsidiaries in the U.S. and internationally. Jim Piccolo has a successful career and is recognized nationally in different areas, after marketing, sports, designers and accessories. This proves that Jim Piccolo have an ability to carve out successful market niches. People who like the way he conducted the operation to the diversification and the way in which he has identified niche market. Other than that, he is known as CEO of a popular public speaker as well, and inspire too many peoples, educate people and as motivational speaker around the world.

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